A larger operation can require premises, recruitment, equipment and more stock before additional sales arrive. Build a budget that covers the transition as well as the finished expansion.

Phase expenditure around milestones such as opening a site or increasing production. This helps reveal when finance is needed and whether several costs will peak together.

Review repayment against conservative sales assumptions. Growth is stronger when the existing business can continue operating without depending on every forecast going exactly to plan.

Key takeaways

  • A larger operation can require premises, recruitment, equipment and more stock before additional sales arrive.
  • Phase expenditure around milestones such as opening a site or increasing production.
  • Review repayment against conservative sales assumptions.