Manage the gap between completing work and receiving payment.
Manage the gap between completing work and receiving payment
A funding purpose connected to practical progress.
Repayment considered alongside existing commitments.
Availability and terms depend on assessment and the agreed loan.
A growing business can be profitable and still face pressure on available cash. Financing should address the underlying timing of receipts and expenses, alongside improvements to invoicing, payment collection and supplier arrangements.
The timing of finance matters as much as the amount. Connect the expenditure to the period in which it will provide a benefit, and consider how regular repayments fit alongside other costs. A sensible plan allows for delays, changing expenses and a more cautious income forecast.
