Tuition is only one part of the education budget. Equipment, travel and eligible living costs may also matter, especially where study reduces the time available for paid work.

Compare available support and the amount that genuinely needs to be borrowed. A smaller, focused funding requirement can reduce the burden after study ends.

Understand when repayments begin and how interest is calculated. Expected career benefits should be considered alongside realistic income and essential living expenses.

Key takeaways

  • Tuition is only one part of the education budget.
  • Compare available support and the amount that genuinely needs to be borrowed.
  • Understand when repayments begin and how interest is calculated.