Energy costs influence transport, manufacturing and many service businesses. Changes can reduce the cash available for other commitments, including loan payments.

Consider efficiency improvements alongside their upfront cost and expected savings. Avoid assuming that today's prices will remain unchanged throughout the financing term.

Use a range of operating-cost assumptions when reviewing affordability. This helps show how much flexibility remains if expenses rise.

Key takeaways

  • Energy costs influence transport, manufacturing and many service businesses.
  • Consider efficiency improvements alongside their upfront cost and expected savings.
  • Use a range of operating-cost assumptions when reviewing affordability.